How can AHV gaps be closed?

Persons who have fulfilled the contribution obligation are entitled to an ordinary pension. The contribution period determines whether a full or partial pension can be paid. The contribution period is complete if the contribution obligation has lasted 44 years, from the age of 21 until the reference age (formerly: “ordinary retirement age”). For women born between 1961 and 1964, this is between 43 and 44 years.

The contribution period is considered incomplete if there are fewer than 44 contribution years. This results in contribution gaps. This results in a partial pension being paid out. The reduction is 1/44 for each missing contribution year.

Federal Court imposes an expiration date on building zones

Under current law, building zones must be planned for 15 years in advance. Zones that are planned too large must be reduced in size. Zoning out land is possible in principle, and compensation does not always have to be paid. It depends on whether an economically viable use of the land remains.

Heirs in cohabitation

Around 100 years ago, almost all single people stood in front of the altar at least once in their lives to say “I do”. Today, this figure is still around half in Switzerland. Nevertheless, many couples who live in a cohabitation want to be each other’s heirs. What needs to be considered.

Easements “forever”?

A so-called “right to a view” is often asserted in construction projects. Although there is no statutory right to this, old civil law agreements (easements) in the land register could establish such a right. These agreements, which often made sense in the past, can block a construction project years later.

Loss of keys in a rented flat

You come home to find the doors locked. Perhaps you left the key on the bus or it has fallen out of your jacket pocket. But what do you need to do in this situation and who pays for the costs?

Who inherits before divorce?

If you are not yet divorced, but merely separated, the spouse remains the legal heir. This is because the statutory right of inheritance only ends with the divorce.

Duty to weigh up interests

With every construction project, it is necessary to carefully weigh up the various interests – this also applies to projects that appear unproblematic at first glance. Public interests such as landscape protection or energy supply often have to be weighed against each other.