Changes in the Code of Obligations as of 1 January 2026

As of 1 January 2026, important amendments to the Code of Obligations (CO) will come into force, adopted by the Parliament and the Federal Council. The aim of the revision is to strengthen the rights of property owners in the event of defects and to enhance the protection of buyers and clients.
Cohabitation Agreement

Unmarried couples are not specifically protected by law when they wish to separate. They therefore need to make their own arrangements. Marriage brings various legal advantages that do not automatically apply in a cohabitation – that is, a marriage-like partnership without a formal wedding.
General Terms and Conditions – When Do They Apply?

Whether buying online, signing a mobile phone contract, or entering into a tenancy agreement, General Terms and Conditions (GTCs) are almost everywhere today. But when do they actually apply, and under what circumstances are they binding?
What is a contract for work and services?

The contract for work and services regulates the relationship between a contractor and a customer. Under the contract, the contractor undertakes to produce a work and the customer undertakes to pay for it. It is regulated in the Swiss Code of Obligations (OR) in Art. 363 ff. The contract for work and services normally ends with the completion of the work.
Defects in works briefly explained

Defects in buildings are not uncommon. Therefore, it is important to react in time in such a case and to assert any claims. But when is the right time and what claims can actually arise?
Gastronomy: Does the insurance company have to pay for closure due to Covid-19?

We run a catering business that had to be closed repeatedly due to Covid-19 measures. Part of the business insurance we have taken out is the hygiene insurance. However, our insurance company now refuses to pay any insurance benefits for the forced closure of the business. How can/should we proceed as a simple restaurant business in order to claim insurance benefits?