Blog - Kanzlei Pilatushof

Changes in the Code of Obligations as of 1 January 2026

As of 1 January 2026, important amendments to the Code of Obligations (CO) will come into force, adopted by the Parliament and the Federal Council. The aim of the revision is to strengthen the rights of property owners in the event of defects and to enhance the protection of buyers and clients.

Cohabitation Agreement

Unmarried couples are not specifically protected by law when they wish to separate. They therefore need to make their own arrangements. Marriage brings various legal advantages that do not automatically apply in a cohabitation – that is, a marriage-like partnership without a formal wedding.

Rent Reduction Due to Cigarette Smoke

In a recent Federal Supreme Court decision (Federal Supreme Court decision 4A_425/2024 of 20 February 2025.), a rent reduction was granted in a case where cigarette smoke from another flat entered the rented premises on a daily basis. But what can tenants do if their own flat smells of smoke and the landlord takes no action?

Transferring Assets During One’s Lifetime as an Advancement on Inheritance

Passing on assets to descendants during one’s lifetime as an advancement on inheritance – for example, to help with buying a home or as a marriage portion – sounds sensible in theory, but without clear arrangements it can quickly lead to disputes among heirs.

What to do in the event of unjustified debt collection?

In order to initiate debt enforcement proceedings against a person or company in Switzerland, the creditor does not need to provide proof of the existence of their claim. As soon as the debt enforcement request meets the formal requirements, a payment order is served on the debtor. But what can I do if the debt enforcement proceedings are unjustified?

General Terms and Conditions – When Do They Apply?

Whether buying online, signing a mobile phone contract, or entering into a tenancy agreement, General Terms and Conditions (GTCs) are almost everywhere today. But when do they actually apply, and under what circumstances are they binding?

Can a Landlord Require a Tenant to Take Out Personal Liability Insurance?

It is common for tenancy agreements to stipulate that tenants must take out personal liability insurance. But are such clauses even legally permissible?

Financial Competence of the Board of Directors

The board of directors has numerous duties which it must carry out with due diligence. In particular, financial competence represents a key responsibility. It forms the foundation for effective financial management of the company, especially in times of crisis.

Conciliation before Litigation

In civil proceedings, legal action is generally preceded by an attempt at conciliation. But what exactly does that mean, and how does it work?

What to do if you fall ill during the holidays?

Who hasn’t been there? You look forward to your holidays and then, of all things, you fall ill or have an accident. Holidays are supposed to be a time for relaxation. But what are your legal rights in such a case?